Terms and Conditions

1. Agreement to Terms

By accessing and using the website and services of Thyronavesta Investment Advisory GmbH ("we," "us," or "our"), you agree to be bound by these Terms and Conditions ("Terms"). If you disagree with any part of these terms, then you may not access our services.

These Terms apply to all visitors, users, and others who access or use our investment consultation services.

2. Use of Services

Our services are subject to the following conditions:

• • You must be at least 18 years old to use our services
• • You must provide accurate and complete information
• • You are responsible for maintaining the confidentiality of your account
• • You agree not to use our services for any unlawful purpose
• • You will not attempt to gain unauthorized access to our systems

3. Investment Consultation Services

Our investment consultation services are provided on an hourly basis. By engaging our services, you acknowledge that:

Consultation fees are payable in advance and are non-refundable except as provided in our refund policy.

4. User Responsibilities

As a user of our services, you agree to:

• • Provide truthful and accurate information about your financial situation
• • Promptly update any changes to your information
• • Comply with all applicable laws and regulations
• • Not share or redistribute our proprietary materials
• • Respect the intellectual property rights of Thyronavesta Investment Advisory GmbH

5. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Thyronavesta Investment Advisory GmbH or its content suppliers and is protected by international copyright laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, republish, download, store, or transmit any of the material on our website without prior written consent.

6. Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy. By using our services, you consent to our collection and use of your information as described in our Privacy Policy .

We process this information under Wir verarbeiten Ihre Daten auf Grundlage Ihrer Einwilligung und unseres berechtigten Interesses..

7. Limitation of Liability

To the fullest extent permitted by law, Thyronavesta Investment Advisory GmbH shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• • Your use or inability to use our services
• • Any unauthorized access to or use of our servers
• • Any interruption or cessation of transmission to or from our services
• • Any errors or omissions in any content

8. Indemnification

You agree to defend, indemnify, and hold harmless Thyronavesta Investment Advisory GmbH and its officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of or relating to your violation of these Terms or your use of our services.

9. Dispute Resolution

10. Termination

We may terminate or suspend your access to our services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.

Upon termination, your right to use our services will cease immediately. All provisions of these Terms which by their nature should survive termination shall survive termination.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of the jurisdiction in which Thyronavesta Investment Advisory GmbH is registered, without regard to its conflict of law provisions. You agree to submit to the personal jurisdiction of the courts located within that jurisdiction.

12. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.

By continuing to access or use our services after those revisions become effective, you agree to be bound by the revised terms.

13. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our services.

14. Contact Information

If you have any questions about these Terms, please contact us at: